Mobile Payment. Total Spending in Bangladesh between 2012 Mar and 2014 Jun

At a market level, there are more than 16 million mobile money subscribers in Bangladesh today, of which 40% are active accounts; this is above the global average of 30%8. However, there is still much room for growth as only 16% of adults are mobile money users, and it is here that we believe operators are well positioned to provide leadership, and that there is therefore a strong case for market liberalization to permit this. For starters, most operators in the country are already involved in the value chain through partnerships with banks to facilitate MFS by providing connectivity and distribution. Network scale is a key asset in reaching the still financially unserved audience but who are mobile subscribers — indeed, GSMA’s annual global survey of mobile money services has consistently shown operator-led services to be among the fastest growing.